rewards

Are credit card rewards worth the interest we pay on our credit card purchases? I think they might be if I only spend the amount of the coupon in the sponsor store. It also will depend on the amount of interest and balance that I am carrying on the card. It's clear the deals are designed to encourage us to shop. Can I resist the temptation to spend more than my shopping reward bonus? It could be a special challenge during the Holidays. With the emphasis on shopping at this time of year I thought it would be good to reinvestigate my finances along with my bank and credit card accounts. After a free credit check was offered by my bank I was relieved to see my credit was still excellent. They wanted me to continue the service with a monthly fee which i declined. I'm sure the time will come again soon when someone wants to check it for me. This usually includes a fee when performed by a leasing office regardless of whether I have the credit monitoring service or not. I'm wondering if other people pay to have there credit and identity safeguarded by these programs. I would also like to know what are the best deals being offered on credit cards. There are websites that you can use to make free comparisons of card providers. If this is the month that retailers make 25% to 40% of their annual sales then does that mean that's when consumers acquire 1/4 to 1/2 of their debts. Not me! This year i'm just looking to spend my credit card rewards.